Raise assurance when risk rises.

Step-up MFA adds a stronger authentication check at the moment risk rises, rather than at every login. Examples include signing in from a new device, making a large transaction or changing account details.

It makes the step-up check biometric. With Vouched Assure, the person takes a live selfie that’s checked for liveness and matched to the identity they established when they enrolled.

One-time codes can be intercepted through SIM swaps or phishing pages, and they prove control of a device, not identity. A live selfie matched to the enrolled identity proves the account owner is present.

Yes. In a SIM swap, attackers move a victim’s phone number to their own SIM and receive the codes sent to it; T-Mobile was ordered to pay $33 million after one such attack, made public in 2025. Phishing kits such as Tycoon 2FA also capture codes in real time by sitting between the user and the real login page.

Session hijacking is when an attacker steals the token or cookie that keeps someone signed in, then uses it to act as that person without logging in or completing MFA. In August 2025, stolen Salesloft Drift OAuth tokens were used to reach more than 700 organizations’ environments.

At high-risk moments your rules define, such as a new device or location, a large or unusual transaction, a new payee, or changes to contact or payment details.

No. It adds a stronger check at the moments that need it, alongside the authentication you already use for everyday sign-in.

The selfie is checked for liveness, so a photo, screen, recording or deepfake can’t pass, and matched to the identity established at enrollment with Vouched Verify.

Vouched returns a review or rejected decision with the checks behind it, and your flow holds the action instead of letting it through.

Yes. Colors, fonts, copy and images match your product, in 15 built-in languages.

Talk to sales to set up step-up workflows for the moments that matter in your product.